Second Quarter Highlights Revenue: The decline in operating income was due to the timing shifts of several large contracts referenced above. As Adjusted and organic numbers on ASC basis for both periods.
It can cover multiple accounts and multiple invoices for a total outstanding figure. However, the recommended amount is not necessarily the maximum amount the organization could afford.
Transactional Credit Limit is the greatest amount of credit that an average unsecured creditor should extend in one transaction to the organization, based on monthly payment terms.
The Transactional Credit Limit covers a single invoice. The following markets recommend this limit: Total Credit Recommendation is the total amount of credit that an average unsecured creditor should extend to the organization for one year.
The Total Credit Recommendation can cover multiple accounts and multiple invoices for a total credit relationship of 12 months.
Evaluate the company for yourself with the individual scores, ratings, and indices. This risk indicator assesses the viability of a company compared to businesses with a similar risk profile.
Viability rankings range fromwhere 9 represents the highest risk of going out of business or becoming inactive and 1 represents the lowest risk.
Level of Risk Assigns the risk of a company becoming no longer viable which ranges from low to severe and provides an at-a-glance risk assessment.
Rating Confidence Level Identifies of how much weight you should place on the Viability Rating based on data depth. Probability of Becoming No Longer Viable States the likelihood of the specific company becoming no longer viable, compared to companies with a similar risk profile.
Average Probability of Becoming No Longer Viable States the likelihood of a company, with a similar risk profile, becoming no longer viable.
Failure Score Panel The Failure Score previously known as FSS predicts the likelihood that a company will obtain legal relief from its creditors or cease operations over the next 12 month period. Several events can signal the onset of failure, such as, a meeting of creditors, appointing an administrator, filing for bankruptcy, appointing a receiver, or petitioning for winding-up.
Failure Scores range fromwhere 1 represents the highest risk of failure and represents the lowest risk and can assist in creating a rank order of your portfolio from highest to lowest risk of business failure.
Supplemental Failure Score components include: Raw Score The raw score has the same underlying data as the score, however, it is a more specific classification of risk and is helpful when you want to see precisely where a business falls on the spectrum of risk.
The Raw Score ranges from 1, — 1, where a 1, represents businesses that have the highest probability of financial stress, and a 1, which represents businesses with the lowest probability of financial stress.
The Raw Score provides more granular cutoffs that can be helpful in automated decision-making since it is consistent across markets. Probability of Failure States the likelihood of the specific company experiencing business failure.
Business and Industry Trends Presents a month Failure Score trend of the specific company and an average of the primary industry for the company. Dates include the current score and 11 months prior.
Delinquency Score Panel The Delinquency Score previously known as CCS or Delinquency Predictor predicts the likelihood that a company will pay in a severely delinquent manner over the next 12 months.
Delinquency Scores range fromwhere 1 represents the highest risk of delinquency and represents the lowest risk and can assist in creating a rank order of your portfolio from highest to lowest risk of severe delinquency. Supplemental Delinquency Score components include: Delinquency Scores range from -where a represents businesses that have the highest probability of severe delinquency, and a represents businesses with the lowest probability of severe delinquency.
The Raw Score provides more granular cutoffs that can be helpful in automated decision making since it is consistent across markets. Business and Industry Trends Presents a month Delinquency Score trend of the specific company and an average of the primary industry for the company. An index of 80 reflects prompt payment and any index greater than 80 reflects payment before the agreed upon terms, potentially benefitting from discounts.
Assigns the risk of slow payment ranging from low to severe. Payment Behavior Displays the payment performance in relation to supplier terms, reflecting whether payments have been made before terms, promptly at terms, or beyond terms. The rating includes one or more of the following components: The blank rating symbol should not be interpreted as indicating that credit should be denied.
Some reasons for using a "-" symbol include: Employee Size Represents the company size as a credit evaluation tool in the absence of financial statements.
Special Rating Applies to companies where a Financial Strength or Employee Size is either irrelevant or cannot be determined, e.D un & Bradstreet is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence® for years.
D&B’s global commercial database contains more than million business records. The database is enhanced by D&B’s proprietary DUNSRight® Quality Process, which provides quality business information.
iUpdate DNB is a simple tool you can use to ensure the Dun & Bradstreet database contains the most up-to-date information on your business. iUpdate provides you with the ability to review and update your company profile online, free of charge, 24 hours a day.
Dun & Bradstreet Credibility Corp. considers itself a year old startup.
While their ideas are novel and the company innovative, their roots are woven into the fiber of corporate America and the credit reporting industry dating back to Dun Bradstreet's (D&B) worldwide network includes information from than million companies in countries. They collect information from 30, official sources and make 5 million updates every day – making them the leading provider of quality-assured and refined business information.
For small businesses, Dun & Bradstreet creates a business credit report that could be viewed as similar to a personal credit report for businesses. This is the report that banks and other lending institutions may consider when determining whether they should give you a loan—as well as what.
Risk Assessment Chapter. Dun & Bradstreet (D&B) evaluates the sustainability and payment behavior of a company by assessing the risk of failure and the risk of slow-to-severely-delinquent payments through scores, ratings, and indices.