By Jeff Goins PodcastWriting Whether you write for a traditional publisher or yourself as a self-publisher, the same rules of doing the work apply.
Portfolio Recovery is a collection agency that specializes in purchasing old debts from companies who have been unable to collect the debt themselves.
In other words, when the original creditor has been unsuccessful in collecting on a debt, they will write it off.
This is called a charge off. However, they can legally sell that debt to a third party collection agency.
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These is where Portfolio Recovery comes into play. This is how they make a profit. How to Deal with Portfolio Recovery You may have received either a letter in the mail or a call from Portfolio Recovery.
If they call you on the phone, I recommend telling them that you know your rights under the Fair Debt Collection Practices Act, and that all future communication should be done via mail. With this in mind, keep it simple and do all your business with Portfolio Recovery by mailed letters.
This way you have records of all communications in case you need it in the future or they attempt to sue you. Make Them Prove the Debt is Yours The easiest way to remove a collection from your credit report is to make Portfolio Recovery prove that the debt is yours. Under the Fair Debt Collection Practices Act, you have the right to request that a company attempting to collect on a debt validate that the debt is indeed yours.
This is because the information they have about the debt might not be accurate or complete. The down side is that you only have 30 days from the first time they contacted you to demand that they validate the debt.
You should use my sample debt validation letter and send it to them as quickly as possible. Again, when using this technique make you get everything in writing and never do this over the phone. Also, never give them access to your bank account.
When you have both agreed on an amount, write them a check. Give them a call at or Check out their website.Book Yourself Solid is the fastest, easiest, and most reliable system for getting more clients than you can handle, even if you hate marketing and selling.
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